Top Petrol Credit Cards in Malaysia That Let Us Drive Around for Less

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Top Petrol Credit Cards in Malaysia That Let Us Drive Around for Less

Feeling the pinch whenever you fuel up your vehicle? You’re not the only one. Won’t it be nice if you got something extra in return for your petrol expenses? Well, you’d be glad to know that cashback and rewards on petrol purchases are one of the most sought-after credit card benefits in Malaysia.

And in case you’re wondering where to begin, we have got you covered.

To get you started, we’ve put together a list of some of the top petrol credit cards in Malaysia at the moment. Read on to find out what each card is about and how you can use it save on your fuel spends.

Related: Infographic: 7 Credit Cards That Help You Save More on Grocery Spends

Let’s start with this table highlighting the major benefits of each of these 6 petrol credit cards.

Name of the Card

Fuel Purchase Benefits Cashback Limit Minimum Monthly Spending Criteria

Annual Fee

Shell-Citi Gold Credit Card Up to 8% cash rebate on petrol purchases at Shell

RM2,500

RM195 (waived for 3 years if new to bank customers activate the card within 60 days of approval)
Standard Chartered JustOne Platinum Mastercard Credit Card Up to 15% cashback on petrol spends

RM85

RM2,500

RM250 (waived for the 1st year. Subsequent years waived with minimum spending of RM20,000 p.a.)
Maybank Islamic PETRONAS Ikhwan Visa Platinum Card-i 8x TreatsPoints on Petronas fuel spends made during weekends and 5x TreatsPoints on weekdays

Free for life

Hong Leong WISE Gold Credit Card Up to 10% cashback on petrol transactions

RM100

RM2,000

RM250

CIMB PETRONAS Platinum Credit Card Up to 7% cashback on petrol purchases

RM50

RM3,000

Waived for life

AmBank Carz Platinum Mastercard Credit Card 5% rebate on petrol purchases

RM80

Waived for life

Now let’s examine what each of these credit cards has to offer in detail.

Shell-Citi Gold Credit Card

Top Petrol Credit Cards in Malaysia That Let Us Drive Around for Less

Image source: Citibank Malaysia

The Shell-Citi Gold Credit Card offers the best of both brands—Shell and Citibank—for your petrol saving needs. Each time you use this card at any Shell station across Malaysia, you’ll be able to earn up to 8% as a rebate.

More importantly, the total rebate amount you can earn in a billing month on Shell fuel spends depends on the combined spending amount, and not just your monthly fuel purchases.

What are the other benefits of this card?

  • Enjoy offers and privileges at more than 24,000 outlets in Malaysia and across the world with Citi World Privileges
  • Get 20% off Executive Screening Packages at participating hospitals operated by KPJ
  • Get 15% off walk-in hospital room rates at participating hospitals operated by KPJ

What you’ll need to look out for

  • You’ll need to spend at least RM2,500 in a month with this credit card out of which a maximum of RM800 spent at Shell fuel stations will qualify for the 8% petrol rebate
  • A maximum spend of RM500 at Shell fuel stations in a month with an overall monthly bill between RM1,000 and RM2,499 will fetch you 6% petrol rebate
  • A maximum spend of RM250 at Shell fuel stations in a month and an overall monthly bill of RM300 to RM999 will get you 4% petrol rebate

Liked this card? Apply for it now on BBazaar and get an awesome free gift!

Shell-Citi Gold Credit Card
Card Type : Petrol
Bbazaar promotion : PARKSON Gift Voucher worth RM150. T&Cs apply
Apply Now
  • Get up to 8% rebate on Shell petrol when you combine all your spending into this card

    Enjoy offers and privileges at more than 24,000 outlets in Malaysia and across the world with Citi World Privileges

  • Minimum income – RM24,000 p.a.

    Minimum age – 21 years old

    For Salaried Employees: Copy of MyKad, latest EPF statement, last 6 months’ salary slips, latest 6 months’ bank statements, and form BE with tax payment receipt

    For Self-Employed Professionals: Copy of MyKad, Business Registration Certificate (ROC & ROB), last 6 months’ bank statements, and form BE with tax payment receipt

  • Annual fee: Principal card – RM195 (with 0% GST). Supplementary card – RM100 (with 0% GST). Annual fee waived for 3 years if new to bank customers activate the card within 60 days of approval

    Interest rates: 15-18% p.a.

    Late payment fee: 1% of the outstanding balance subject to a minimum of RM10 and a maximum of RM100

Related: Love Cashback? Here Are 5 Credit Cards You Must Check Out

Standard Chartered JustOne Platinum Mastercard Credit Card

Top Petrol Credit Cards in Malaysia That Let Us Drive Around for Less

Image source: Standard Chartered Bank

The next card on this list—the Standard Chartered JustOne Platinum Mastercard Credit Card —helps you save more on your regular petrol transactions every month by offering up to 15% as cashback.

What are the other benefits of this card?

  • Get up to 15% cashback every month on online purchases and auto bill payments apart from fuel spends
  • Earn 0.2% cashback on all other retail spends made with this credit card
  • Exciting offers and privileges at more than 4,000 outlets in Malaysia and across Asia

What you’ll need to look out for

  • For a monthly balance of RM2,500 and above, you get 15% cashback on petrol spends, online purchases and auto bill payments. Total cashback capped at RM85 in a month
  • For a monthly balance of RM1,500 – RM2,499.99, you get 10% cashback on petrol spends, online purchases and auto bill payments. Total cashback capped at RM28 in a month
  • For a monthly balance of RM1,000 – RM1,499.99, you get 5% cashback on petrol spends, online purchases and auto bill payments. Total cashback capped at RM12 in a month
  • You get 0.2% cashback on all spends, including petrol, auto bill payments and online spends, when you statement balance below RM1,000. Total cashback capped at RM12
  • Recurring bills from Insurance, Telco, and Utilities classify as auto bill payments

Liked this card? Apply for it now on BBazaar and get an awesome free gift!

Standard Chartered JustOne Platinum MasterCard
Card Type : Cashback
Bbazaar promotion : PARKSON Gift Voucher worth RM150. T&Cs apply
Apply Now
  • Up to 15% cashback every month on petrol, online shopping, and auto-bill payments

    Get 0.2% cashback on all other retail purchases

    Discounts and offers at over 4,000 participating outlets across Asia

    Discount of RM7 when you book a movie on the GSC mobile app/website

  • Minimum income: RM24,000 p.a.

    Minimum age: 21 years old

    For salaried: Copy of NRIC (both sides), last 1 months’ salary slip and bank statement, last 6 months’ salary slip and bank statement for commission earners, latest EPF Statement, latest Borang BE (Full submission to LHDN)

    For self-employed: Copy of NRIC (both sides), last 6 months’ bank statement and Business Registration Form 9, 24, 49, latest EPF Statement, latest Borang B/BE(Full submission to LHDN).

  • Annual fee: RM250 (Waived for the first year. Subsequent years waived if annual spend over RM20,000)

    Interest rates: 15-18% p.a.

    Minimum monthly payment: The higher of 5% of the outstanding balance or RM50

Related: 5 Credit Cards That Give the Best Value for Overseas Spends

Maybank Islamic PETRONAS Ikhwan Visa Platinum Card-i

Top Petrol Credit Cards in Malaysia That Let Us Drive Around for Less

Image source: Maybank Islamic

The Maybank Islamic PETRONAS Ikhwan Visa Platinum Card-i on this list is an exception in the sense that it’s the only credit card offering reward points where all other cards offer rebates. But it does make up the difference by offering an attractive number of reward points for fuel purchases.

To put things into perspective, you can earn as much as 5x TreatsPoints when you purchase fuel at Petronas stations on weekdays using this credit card. It gets even better on weekends – you can earn 8x TreatsPoints on petrol spends at Petronas stations.

What are the other benefits of this card?

  • Get 8x TreatsPoints for every RM1 spent on groceries during weekends
  • Get a complimentary Maybankard Touch ‘n Go Zing card
  • This credit card comes with annual fee waived for life

What you’ll need to look out for

  • Unlike rebates that equate to savings directly, reward points can only be redeemed for gifts and accessories on the bank’s rewards catalogue

Related: VIDEO: How to Apply for a Credit Card on BBazaar Malaysia like a Breeze!

Top Petrol Credit Cards in Malaysia That Let Us Drive Around for Less

Hong Leong WISE Gold Credit Card

Top Petrol Credit Cards in Malaysia That Let Us Drive Around for Less

Image source: Hong Leong Bank

Wondering how a cashback credit card can get better? When it allows you to choose the categories you want to earn a rebate from! The Hong Leong WISE Gold Credit Card does just that by giving you the freedom to choose your preferred cashback categories.

You can choose two out of nine available categories and earn up to 10% rebate on relevant purchases. All you have to do is choose petrol as one of your categories if you use your vehicle frequently. Purchases made at automated fuel dispensers in all petrol stations will qualify for the cashback.

What are the other benefits of this card?

  • You can earn RM100 as total cashback in a month
  • Other spending categories are selected pharmacies, selected grocery stores, all dining outlets, selected departmental stores, selected bookstores, utility bills (electricity and water), all movie theatres and travel (all airlines, hotels and travel packages)
  • You get a “bonus category” of mobile payments in addition to the two spending categories you choose
  • You can switch between categories any time of the year after paying a charge of RM10 per switch

What you’ll need to look out for

  • The cashback amount is subject to a minimum monthly spend of RM2,000 on all relevant retail spends
  • You can subscribe or choose only a maximum of 2 cashback categories
  • The annual fee of the card is RM250 (with 0% GST) while supplementary cards will cost you RM80 (with 0%GST). The annual fee cannot be waived

Related: 7 Credit Cards with Great Online Shopping Benefits

CIMB PETRONAS Platinum Credit Card

Top Petrol Credit Cards in Malaysia That Let Us Drive Around for Less

Image source: CIMB

Much like the other co-branded cards on this list, the CIMB PETRONAS Platinum Credit Card combines the best of both worlds to offer fantastic fuel-related benefits. If you use this card at participating Petronas stations in Malaysia, you can earn up to 7% as cashback.

While this rebate amount is subject to a minimum monthly spend amount, you’ll still end up earning cashback even if you fail to meet it, albeit a lower rate of 3%.

What are the other benefits of this card?

  • Earn 0.2% unlimited cashback on all other retail spends
  • Enjoy exclusive auto benefits at participating Cars International, Sonic, and Raytech outlets
  • Get complimentary travel insurance cover of up to RM1 million
  • The card’s annual fee is waived for life

What you’ll need to look out for

  • The 7% rebate rate is subject to a minimum monthly spend of RM3,000
  • For a statement balance that’s less than RM3,000, you’ll earn 3% cashback
  • The auto-related offers are valid until 31 December 2018

Related: 7 Dining Credit Cards That Help You Save More While Eating Out

Top Petrol Credit Cards in Malaysia That Let Us Drive Around for Less

Image source: Freepik

AmBank Carz Platinum Mastercard Credit Card

Top Petrol Credit Cards in Malaysia That Let Us Drive Around for Less

Image source: AmBank

The AmBank CARz Platinum Mastercard Credit Card is another good option when it comes to petrol credit cards –mainly because your cashback earning potential isn’t limited to any particular fuel station with this card. In fact, if you buy fuel at any brand’s station and pay for it with this card, you can get up to 5% cashback.

You can also earn CARz Points with every retail transaction that can be redeemed later for auto-related goods and services.

What are the other benefits of this card?

  • Convert large retail purchases made at participating merchant outlets to easily payable monthly instalments
  • Get complimentary travel insurance with up to RM1 million worth of coverage benefits
  • Protect your online purchases against accidental damage or loss with the E-Commerce Purchase Protection feature
  • The card’s annual fee is waived

What you’ll need to look out for

  • The 5% petrol rebate is valid only if you’re a revolver – one who pays his/her statement balance partially or just the minimum amount
  • If you’re a transactor—one who pays the statement balance in full every time—the cashback rate drops to 2% with a monthly limit of RM20
  • CARz Points aren’t applicable for retail transactions made at petrol stations

You may also want to check out or credit card reviews:

All information provided in this article/blog, published on this website is strictly for general information purpose only. BBazaar does not provide any warranty about the authenticity and accuracy of such information. BBazaar will not be held responsible for any loss and/or damage that arises or is incurred by use of such information.

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