With the Chinese New Year around the corner, most Malaysians are gearing up for the big day and malls are getting heavily crowded with shoppers. For a huge celebration like the Chinese New Year, overspending may be inevitable, especially if you have a large family.
For those who are looking for ways to save more this festive season (and avoid the huge crowds at the mall), why not do some or all of your CNY shopping online, specifically on cashback shopping sites?
While cashback is a relatively new concept in Malaysia, it’s steadily gaining popularity among cautious spenders. If you’re not quite familiar with how cashback works, it is basically like this: you will earn a percentage of your spent amount each time you use your credit card. For example, let’s say a store offers to pay you 2% cashback. If you spend RM100 there, you will earn RM2. Depending on your card, the cashback will be credited into your account on a monthly or yearly basis.
So skip the crowd and save more on your CNY spending at any of these 5 cashback shopping sites:
Featuring over 1,000 international online merchants on one platform, RebateMango offers cashback, air miles and loyalty points for every purchase. The online cashback shopping platform is free for anyone to join, and to earn your cashback, air miles, or loyalty points in 72 hours, all you need to do is to shop via their links.
From groceries to electronics, you’ll find practically anything you need on the platform. You can download the RebateMango app on Google Play Store or App Store too.
2. MyKad Smart Shopper
MyKad Smart Shopper provides exclusive retail privileges to its shoppers at their participating merchants’ outlets. The online shopping reward programme requires you to first register (for free) using your MyKad to earn Cash Point rebate and Reward Point. Visit the e-stores via MyKad Smart Shopper Online to shop for various products, ranging from hotel booking to bus tickets.
Looking for amazing travel packages to go back to your hometown this CNY? Or perhaps a fancy CNY feast with your family? Maybe you want a gorgeous dress from an international brand that’s not available in Malaysia, like Nasty Gal? How about upgrading your Internet speed this Chinese New Year? ShopBack is going all out with their CNY 2019 promotions, so check them out before it’s too late (there’s a time limit for each of them).
Take your shopping experience to the next level by downloading ShopBack’s Buddy Extension on Google Chrome or application on Google Play Store or App Store.
Another top cashback site worth checking out, Milkadeal features a large variety of merchants on their platform, selling products from wedding necessities to homeware. Besides earning cashback with them, there’s also a 5% referral rewards and an ongoing Ang Pow 2019 competition with RM728 cashback as the prize1
Though Akruu is more about earning air miles than cashback, it’s essentially about earning something in return for each of your spending. So, if you plan to travel back to your hometown this CNY by flight, consider shopping on Akruu, where you can earn air miles while donating a portion of it to charity (it’s the season of giving, after all).
Some of you might be wondering: how many air miles should be collected before you’re able to redeem free flights? The air miles required for flights may depend on several factors, including the airline you select, your departure state or country and destination, the class in which you travel, and the date when your flight is booked. So find out how many air miles are required by your favourite airline, and start shopping to earn them!
How to earn more cashback this festive shopping season?
Through the right credit card! Yes, certain credit cards offer cashback on particular spending categories (like petrol, groceries or online shopping) through which you can boost your savings. But it’s critical you consider things like minimum spending requirements, cashback caps, participating merchant outlets, etc. before a choosing a card whose benefits are best aligned with your unique lifestyle requirements and budget.
Take for example the Standard Chartered JustOne Platinum (full review here) that gives 15% cashback (capped at RM85 per month) on online spends, petrol refills and automated bill payments when you’re total monthly balance exceeds RM2,500. The card also comes with a 1-year annual fee waiver and yearly spending of RM2,000 should be able to waive off the annual fee for subsequent years too.
Also, the Alliance Bank You:nique Rebates (full review here) gives unlimited 3% cashback on all your spends when your total monthly balance falls anywhere between RM2,001 and RM3,000. The card comes with a 3-year annual fee waiver and yearly spending of RM5,000 or 12 swipes a year can waive the annual fee for subsequent years too.
Want more options? Check out our top credit card picks for online spends in Malaysia.
And if you’re on the lookout for a new credit card, you may like our ongoing promotional offer. Get up to RM500 worth Petron Gift Voucher and Touch'N'Go card, absolutely FREE,, when you apply for a Citi, Alliance Bank or Standard Chartered Bank credit card, right here on BBazaar! APPLY TODAY! T&Cs apply.
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