Where Luxury Meets Convenience: 5 Premium Credit Cards and Their Unique Benefits

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Where Luxury Meets Convenience: 5 Premium Credit Cards and Their Unique Benefits

A good credit card can make your life convenient. However, a great credit card can do wonders for you! We’re talking about the premium credit cards here. Yes, they are probably not meant for the average joe, but the wide array of unique features and benefits that they offer do makeup for their high income requirements or annual fee.

More significantly, these super cards not just enhance your lifestyle but also recognise the amount of hard work you’ve put in to reach where you are. Come on, you deserve something special!

Read on as we take a look at 5 such premium credit cards (in no particular order) and talk about their unique benefits.

1. Citi Prestige Card: A world of unique benefits to choose from

Explore the world of unique benefits and personalised experiences with the Citi Prestige Card. The card changes its features and transforms into a different financial tool according to what you require at the time. With this card, you can:

Earn Rewards Points

Earn Citi Rewards Points with every retail purchase that never expire! Plus you get 250,000 Citi Rewards points if you pay your annual fee and spend a minimum of RM6,000 within two months of approval. Offer is valid until 31 May 2018.

Here’s a breakdown of how you earn Citi Reward Points:

Every RM1 spent locally

1 Citi Rewards Point

Every RM1 equivalent spent in foreign currencies

2 Citi Rewards Points

Earn Relationship Bonus Points

You will also earn Relationship Bonus based on the duration of your relationship with Citibank. Here’s how:

Relationship Duration with Citibank Relationship Bonus

1-3 years

5%

4-6 years

10%
7-9 years

15%

10 years and above

20%

Travel in style

You can use the credit card anywhere in the world and get:

  • A complimentary night stay of a minimum 4 nights at the hotel of your preference when you make your reservations through Citi Prestige Concierge.
  • Unlimited access to more than 800 airport lounges across the globe.
  • Complimentary internet access through more than 1 million Wi-Fi hotspots around the world.
  • A complimentary limousine ride home from KLIA when you swipe your card at least thrice overseas.

Enjoy exclusive privileges

You will also get a chance to:

  • Attend exclusive events like fashion weeks, musical concerts, and movie previews.
  • Get 1-for-1 movie tickets at GSC Cinemas.
  • Enjoy multiple deals and discounts on shopping and dining.

Stay protected

The card assures that you have a safe journey and keeps you covered throughout your trips. The card provides you with:

  • Travel insurance coverage
  • Trip delay coverage and baggage loss reimbursement
  • Wallet guard
  • Purchase protection, and
  • Extended warranty on purchases

Get unlimited support

The card also provides you with the personal attention you deserve through:

  • Citi Prestige Concierge
  • Citi Prestige Priority Line
  • Citi Mobile App, and
  • Citibank Online

Minimum income requirement: RM200,000 p.a.

Annual fee: RM1,060.

Liked the card? Click here to apply for it now on Bbazaar.

2. Rewards galore with the UOB Visa Infinite Card

Welcome to a world of luxury with the UOB Visa Infinite. The card is all about providing you everything you desire any time you want.

Get rewarded at every step

Get 3,000 Enrich Miles if you charge RM3,000 to your card in first 60 days of approval.

  • Earn 5X UNIRinggit with every RM1 spent overseas.
  • Get double air miles redemption during your birthday month.

Enjoy a comfortable journey

Enjoy comfort throughout your trip with these awesome benefits:

  • Get picked up in a limo to the KLIA.
  • Access airport lounges for free four times a year.
  • Convert UNIRinggits to Enrich and KrisFlyer Miles to get discounted travel.
  • Enjoy dining at airport dining outlets with a 20% discount.
  • 25% off on fast track immigration services at more than 450 airports around the globe.

Boost your lifestyle

  • Get discounts of up to 30% on green fees in 8 Asian countries.
  • Convert your educational and medical bills into Easy Payment Plan.

Enjoy exclusive offers

  • Enjoy access to prestigious clubs in Singapore.
  • Get multiple discounts on hotels, dining, car rentals, and a lot more.

Minimum income required: RM180,000.

Annual fee: RM636.

Love cashback? Click here to check out some of our top cashback credit cards

3. Great offers at every step with the Standard Chartered Priority Banking Visa Infinite

The Standard Chartered Priority Banking Visa Infinite has plenty to offer you at every step, every day. Whether it’s getting a high cashback on limo rides, faster redemption of rewards points, or getting discounted travel, this card has got everything covered for you.

Earn 360 degree rewards

Get rewarded irrespective of where you shop and when you shop. This card surely doesn’t care about borders when it comes to treating you well!

Shopping overseas 5X Rewards Points per RM1 spent
Shopping locally 1X Rewards Points per RM1 spent

Travel stress-free

  • Relax and shop at more than 850 airport lounges around the globe while you wait for your flight.
  • Travel with a peace of mind with complimentary travel and medical insurance coverage of up to RM50,000 for principal cardholders.
  • Get dropped at your doorstep by KLIA Ekspres or airport limousine and get a cashback of up to RM80 on these rides.
  • Get a number of deals and discounts on luxury hotel and resort stays abroad.

Get rewarded for your relationship with Standard Chartered

The longer your relationship with the bank, the greater will be the benefits. Earn more points when you carry out transactions associated with home financing, fixed deposit, investments, savings account, and many more with this card.

Also get discounts on cinemas, boutiques, dining, and car rentals every day.

AUM (Assets Under Management) requirement: RM250,000.

Annual fee: RM848 (Waived for first 2 years).

Click here to know more about Standard Chartered credit cards

4. Maybank 2 Cards Premier: Earn TREATSPoints without any frills

The Maybank 2 Cards Premier loves to bring something to your plate from every category of satisfaction. You will get treated by TREATSPoints every time you use this card locally and overseas. What’s better is this card doesn’t discriminate between local and overseas spend when it comes to earning points.

Here’s how you can earn TREATSPoints:

Overseas transactions 5 TREATSPoints per RM1
Local transactions 5 TREATSPoints per RM1

Get discounts on airfare

Travel with your preferred airline and save on the airfare. Convert the TREATSPoints into the air miles of partnering airlines to enjoy a pleasant journey. Here’s how the conversion works:

KrisFlyer 4,700 TREATSPoints = 1,000 KrisFlyer Miles
Asia Miles 4,700 TREATSPoints = 1,000 Asia Miles
Enrich Miles 4,700 TREATSPoints = 1,000 Enrich Miles


Apart from discounted airfares, you can also get complimentary access to multiple international airport lounges within Malaysia and in other major countries like Canada, Singapore, United Kingdom, Australia, Italy, and many more.

Fine Deals for Fine Dine

Your favourite dishes at your preferred restaurant just got tastier with the Maybank 2 Cards Premier. The card provides you with sumptuous deals and offers on dining at restaurants like Arthur’s Bar & Grill, SPG Hotels & Resorts, Lemon Garden Cafe, Shang Palace, Zipangu, Lobby Lounge, etc.

Save more on luxury stays

The card makes sure that you enjoy your stay and your wallet feels just as comfortable as you do with up to 20% discount on hotel rooms at all participating SPG Hotels & Resorts in Malaysia.

Exclusive golf privileges

It’s game time with Maybank 2 Premier! The card offers you golf privileges at 86 golf clubs locally and overseas.

Minimum income requirement: RM120,000.

Annual fee: RM800 with a waiver for the first year.

Click here to check out some of our top travel credit cards

5. Alliance Bank Visa Infinite Card

The Alliance Bank Visa Infinite Card offers you a never-ending royal experience with Timeless Bonus Points (TBPs) earned on every retail transaction.

Here’s how you can earn Timeless Bonus Points using the credit card:

Overseas Retail Purchases 5X Timeless Bonus Points
Local Retail Purchases 2X Timeless Bonus Points

Faster checkouts

Perform faster checkouts for every transaction with the Visa PayWave feature on the card.

Free flying

The card helps you enjoy free flights as well as easy flight upgrade courtesy of your TBPs. Choose from 2 major airline partners for your journey and get amazing discounts on airfare.

Here’s how your TBPs convert to frequent flyer programmes:

6,000 TBPs 1,000 Enrich Miles
3,000 TBPs 1,000 BIG Points

Airport lounge benefits

  • Complimentary access to KLIA Plaza Premium Lounge.
  • Access to more than 850 international airport lounges around the globe.

Infinite privileges

Your Alliance Bank Visa Infinite card ensures that you get treated like a king with a wide range of deals, discounts, and privileges on hotels, travel, dining, and golf.

Solutions are a call away!

Get solutions to all your queries on the go with Alliance bank’s Visa Infinite Concierge services, a dedicated hotline service that’s all about providing you with assistance all around the world.

Minimum income requirement: RM150,000 p.a.

Annual fee: RM848.

You may also like some of our other credit card-related blogs:

All information provided in this article/blog, published on this website is strictly for general information purpose only. BBazaar does not provide any warranty about the authenticity and accuracy of such information. BBazaar will not be held responsible for any loss and/or damage that arises or is incurred by use of such information. Please visit the websites of respective banks/financial institutions for more details about products

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