5 Best AmBank Rewards Credit Cards

By bbmyuser | November 22, 2016

Credit cards that offer rewards program helps you stretch your budget if you use it properly. You get paid for spending money on your credit card. You either earn cash or other incentives. AmBank offers various rewards credit cards that help you earn points that can be redeemed with Txt2Redeem. The rewards points do not have an expiry.

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Top 5 AmBank rewards credit cards in Malaysia

Following are the top 5 rewards credit cards offered by AmBank:

The interest offered on this card is 15% p.a. You get 20 days interest free period and the annual fee charged is RM583. You get 4.99% interest for balance transfer for over 6 months. This card lets you enjoy your rewards and savings through BonusLink Rewards Program. If you have this card, you will get to collect 2 sets of points from each transaction. One point is from AmBank and the other from various BonusLink merchants.

For every RM10 spent locally, you earn 3 points. For every RM10 spent overseas, you get 9 points.

  • AmBank M-Gold Visa Card:

The interest offered on this card is 15% p.a. You also get 20 days interest free period. The annual fee charged is RM238.50. Balance transfer plan and Easy Payment Plan are also available with this card. You can earn double rewards points every time you swipe this card. For every RM10 spent on retail expenses, you earn 3 BonusLink points.

  • AmBank M-Platinum MasterCard:

This card will double your rewards. You also get free travel insurance each time you charge the flight ticket on this card. The annual fee charged is RM477. You can enjoy rewards through BonusLink Rewards Program. On every RM10 spent on the card locally, you earn 3 points and on every RM10 spent internationally, you earn 6 points.

  • AmBank M-Gold MasterCard:

This card offers complete insurance protection for you and your loved ones when you are travelling abroad. The annual fee charged on this card is RM238.50. The interest offered is 15% p.a. You get 20 days interest free period. On every RM10 at retail stores, you get 3 points.

  • AmBank M-Platinum Visa Card:

This card collects a lot of rewards points when you use it in Malaysia and when used overseas. You get free travel insurance and purchase protection as well. The interest charged is 15% p.a. You will get 20 days interest free period. The annual fee charged is card is RM477. For every RM10 spent locally, you earn 3 points. For every RM10 spent overseas, you get 6 points.

If you are comfortable paying a higher annual fee, you can opt for AmBank M-Signature Visa Card, AmBank M-Platinum MasterCard, or AmBank M-Platinum Visa Card. The higher the annual fee, the higher points you get. But, you can still earn up to 3 points by paying lower annual fee. Choose a card that fits your lifestyle and one which you can afford. Don’t get attracted by the high points, you will be paying a lot towards the annual fee.

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